Homeowner and property data built from public records — VA IRRRL, VA Cash-Out, HELOC and home equity, Conventional and FHA. Filtered on recorded loan type, modeled equity and modeled rate, suppressed before delivery, and priced from $0.30 a record.
Matching your footprint
illustrative
Records outside your license footprint or product set are filtered out before you ever pay for them.
How it works
Tell us who you are and give us your NMLS ID. We verify it through NMLS Consumer Access before your first delivery.
Pick a segment, set your budget, and tune the rate and loan-amount bands, or let the selector size the mix. The rate card is posted — nothing is quote-gated.
We run your selection and apply our internal opt-out and known-litigator suppression before anything is exported. A National DNC Registry scrub is an optional add-on you tick per line; skip it and nothing on that line has been checked against the Registry. Buy it or not, that pass is still yours under your own SAN before you dial.
Emailed to your account address, usually within one business day. A person does this today rather than an automated feed — deliberately, while inventory is still being built out.
Why Vonta
Most data vendors hand you a rate card and wish you luck. Vonta starts from your business — what you’re licensed for, where, what you can spend, how many seats can actually work a list — and returns a specific order with the reasoning attached.
It recommends segments. It does not profile homeowners, score individuals, or decide who gets contacted — you do that, under your own compliance program.
Try it — no account neededHelp me choose
3 questions
Recommends how to split your budget across lead programs. It never profiles consumers and never decides who receives a given record.
What we sell
Your budget sets the per-record price — the bigger the order, the cheaper the record. Tune the rate and loan-amount bands on every segment.
Interest Rate Reduction Refinance candidates
Homeowners whose recorded mortgage is a VA loan carrying an above-market rate — the population a streamline refinance is built for.
$2,500 minimum order · modeled credit add-on +$0.25/record · DNC scrub +$0.20/record
VA borrowers with tappable equity
Homeowners with a recorded VA mortgage and modeled equity above the level a cash-out refinance needs to make sense.
$2,500 minimum order · modeled credit add-on +$0.25/record · DNC scrub +$0.20/record
Equity-rich homeowners on a low first lien
Homeowners with substantial modeled equity whose recorded first mortgage carries a low rate — the people a second lien suits better than a refinance.
$2,500 minimum order · modeled credit add-on +$0.25/record · DNC scrub +$0.20/record
Credit add-on: +$0.25/record for a modeled credit-score estimate and date of birth. DNC scrub: +$0.20/record for a vendor-run National DNC Registry pass on that line. Pay by bank debit or wire — no credit cards.
That’s enterprise territory — fill out the form and it lands straight in support@vonta.ai. Tell us the segments, the states and the monthly spend, and we’ll come back with pricing, a delivery schedule and a data license sized to it.
What’s in the file
Homeowner and mailing details, the property, and the mortgage — recorded loan type, recording date and original amount straight from the instrument, plus modeled balance, equity, LTV and rate.
Modeled fields say modeled. Estimated equity and estimated rate are derived from recorded terms and an automated valuation. They are good for building a call list and useless for underwriting, and we would rather say so than let you find out.
See every fieldNot in the file
No credit-bureau data of any kind — No consumer reports, no bureau scores, no tradelines, no inquiry history. Any of those would make this a consumer report and us a consumer reporting agency, which we are not. The optional credit add-on is a modeled estimate from non-bureau sources, labeled as such.
No trigger leads — We do not buy, blend, or sell credit-bureau mortgage trigger leads. The Homebuyers Privacy Protection Act restricted them as of March 2026 and our sourcing is audited against it.
No protected characteristics as targeting inputs — We do not collect, append, model, or sell data on race, national origin, religion, sex, familial status, or disability — and the selector never uses proxies for them. Date of birth ships only inside the optional credit add-on, as a data field, never as a filter.
No consumer consent — and we say so — Nobody on these lists asked to be contacted. That is the honest description of public-record data, and it is why the calling obligation is entirely yours.
Staying compliant
Plenty of vendors sell “TCPA compliant, DNC scrubbed” records. For public-record data that claim is simply false — nobody on the list consented to anything, and no scrub of any kind changes that. We sell a Registry pass as an add-on because it is useful, not because it makes a file safe to call. What a data vendor can honestly offer is clean provenance, real suppression, and a straight answer about where its responsibility ends.
Every record is checked against our own do-not-contact list and every deletion request we have received, on the original pull and on every repull.
Serial TCPA plaintiffs and known litigator numbers are removed before delivery using a commercially maintained list. This lowers exposure. It does not remove it.
Not included as standard. Unless you buy the scrub add-on on a line, nothing on it has been checked against the Registry. Buy it and the line goes to a licensed compliance vendor — the vendor holds the registry access, not us — and comes back suppressed. Either way the pass belongs to the caller under their own SAN: the TSR puts it there, and the FTC does not let a buyer discharge it by leaning on a vendor's scrub.
Numbers are appended from licensed compilers, not supplied by the homeowner, so every record carries a match-confidence flag instead of a false promise of accuracy.
You are the caller. Vonta cannot make your calls compliant, and no record here carries consent. Our pre-delivery suppression reduces risk — it does not replace your own internal do-not-call list, your own consent practices, or your own read on state calling rules and curfews. Read the full compliance page.
Six questions, about a minute. You’ll get a specific order with quantities, pricing and the reasoning — and you can edit every line before you buy.
