Conventional Cash-Out
Conventional borrowers with tappable equity
Homeowners on recorded conventional financing with modeled equity well above the threshold a cash-out refinance requires.
How this segment is built
Recorded conventional mortgage instruments matched to automated valuations, filtered on modeled equity and loan-to-value. Contact details from a licensed append.
Source list, last-refresh date, suppression timestamps and a phone match-confidence flag ship on every record. There is no consent artifact, because public-record data does not carry one.
Who this is for
Any lender or broker originating conforming and non-conforming conventional cash-out refinances.
- Debt-consolidation desks
- Lenders with strong pricing above 70% LTV
Watch out
There is no credit data on these records and there never will be. Pull your own credit under your own permissible purpose before you quote anyone.
Filters applied
- Recorded conventional mortgage instrument
- Modeled available equity above your threshold
- Modeled LTV band
- Property type and occupancy
Fields on this segment
On top of the 28 standard columns that ship with every record.
- Recorded loan type
- Modeled available equity
- Modeled LTV
- Automated valuation estimate
- Months since origination
Tiers for this segment
| Tier | Per record | Minimum | Exclusivity |
|---|---|---|---|
| Exclusive | $1.00 | 1000 | Sold once. Suppressed from other orders for 90 days. |
| Shared | $0.50 | 2000 | Capped at 3 buyers. Never more. |
| Bulk | $0.20 | 10000 | Non-exclusive. Priced accordingly. |
Vonta is not affiliated with, endorsed by, or sponsored by the U.S. Department of Veterans Affairs, HUD, the FHA, or any government agency. Segment names describe the recorded loan type on the property, nothing more.
Conventional Cash-Out data — common questions
- How much does Conventional Cash-Out data cost?
- Exclusive Conventional Cash-Out records are $1.00 each with a 1,000-record minimum. Shared is $0.50 per record, and bulk pulls start at $0.20. Volume discounts of 5–15% apply from 5,000 records. Pricing is flat and identical for every buyer at the same volume, and orders above 100,000 records are quoted by the enterprise desk.
- Where does Vonta's Conventional Cash-Out data come from?
- Recorded conventional mortgage instruments matched to automated valuations, filtered on modeled equity and loan-to-value. Contact details from a licensed append. These are not consumer inquiries — nobody submitted a form, and no record carries consumer consent to be contacted. Vonta does not sell credit reports, credit scores, prescreened lists, or mortgage trigger leads.
- Is Conventional Cash-Out data safe to call?
- No data vendor can tell you that, and we will not. These records carry no consumer consent, so contacting them is cold outreach and the full TCPA, Telemarketing Sales Rule and state telemarketing obligation sits with you as the caller. Before delivery we suppress against our internal opt-out list and a known-litigator list, and we run National Do Not Call Registry suppression under your own Subscription Account Number. You must still scrub within your own 31-day cycle.
- How do I buy Conventional Cash-Out data?
- Create a Vonta account, then place your order on the site. We verify your NMLS ID through NMLS Consumer Access and confirm your DNC Subscription Account Number, pull your selection, and email the CSV to your account address.
- How is Conventional Cash-Out data delivered?
- As a CSV emailed to the address on your account, typically within one business day of your order clearing verification. Fulfilment is handled by a person rather than an automated feed while our inventory is being built out.