FHA Cash-Out
FHA borrowers with tappable equity
Homeowners with a recorded FHA mortgage and modeled equity high enough for a cash-out refinance, often alongside a mortgage-insurance conversation.
How this segment is built
Recorded FHA mortgage instruments matched to automated valuations and lien position, filtered on modeled available equity.
Source list, last-refresh date, suppression timestamps and a phone match-confidence flag ship on every record. There is no consent artifact, because public-record data does not carry one.
Who this is for
FHA-approved lenders and their sponsored originators.
- FHA-approved shops with competitive cash-out overlays
- Teams that can explain the MIP tradeoff clearly
Watch out
Never imply HUD or FHA is contacting the homeowner, and never use HUD or FHA seals or official-looking notices in your creative.
Filters applied
- Recorded FHA mortgage instrument
- Modeled available equity above your threshold
- Modeled LTV band
- Owner-occupied per assessor records
Fields on this segment
On top of the 28 standard columns that ship with every record.
- Recorded loan type (FHA)
- Modeled available equity
- Modeled LTV
- Automated valuation estimate
- Months since origination
Tiers for this segment
| Tier | Per record | Minimum | Exclusivity |
|---|---|---|---|
| Exclusive | $0.95 | 1000 | Sold once. Suppressed from other orders for 90 days. |
| Shared | $0.48 | 2000 | Capped at 3 buyers. Never more. |
| Bulk | $0.19 | 10000 | Non-exclusive. Priced accordingly. |
Vonta is not affiliated with, endorsed by, or sponsored by the U.S. Department of Veterans Affairs, HUD, the FHA, or any government agency. Segment names describe the recorded loan type on the property, nothing more.
FHA Cash-Out data — common questions
- How much does FHA Cash-Out data cost?
- Exclusive FHA Cash-Out records are $0.95 each with a 1,000-record minimum. Shared is $0.48 per record, and bulk pulls start at $0.19. Volume discounts of 5–15% apply from 5,000 records. Pricing is flat and identical for every buyer at the same volume, and orders above 100,000 records are quoted by the enterprise desk.
- Where does Vonta's FHA Cash-Out data come from?
- Recorded FHA mortgage instruments matched to automated valuations and lien position, filtered on modeled available equity. These are not consumer inquiries — nobody submitted a form, and no record carries consumer consent to be contacted. Vonta does not sell credit reports, credit scores, prescreened lists, or mortgage trigger leads.
- Is FHA Cash-Out data safe to call?
- No data vendor can tell you that, and we will not. These records carry no consumer consent, so contacting them is cold outreach and the full TCPA, Telemarketing Sales Rule and state telemarketing obligation sits with you as the caller. Before delivery we suppress against our internal opt-out list and a known-litigator list, and we run National Do Not Call Registry suppression under your own Subscription Account Number. You must still scrub within your own 31-day cycle.
- How do I buy FHA Cash-Out data?
- Create a Vonta account, then place your order on the site. We verify your NMLS ID through NMLS Consumer Access and confirm your DNC Subscription Account Number, pull your selection, and email the CSV to your account address.
- How is FHA Cash-Out data delivered?
- As a CSV emailed to the address on your account, typically within one business day of your order clearing verification. Fulfilment is handled by a person rather than an automated feed while our inventory is being built out.